If you are not looking at an interest-only option when choosing your mortgage, you are missing a very powerful segment of the lending market. Don't let the news media choose your loan for you. Speak to a knowledgeable mortgage professional to be sure you're making the right choice. Every loan scenario is different and you should research all of your options before selecting the product that is best for you. It could save you thousands of dollars and there is never any obligation!
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Why We Should Be Your WebSource for Interest Only Loans…
Our knowledgeable staff at interest-only loans.com
has done their research and followed strict guidelines in selecting
the most qualified group of Mortgage brokers, bankers and lenders
from across the country. Our understanding is that they provide you
with timely, accurate and confidential information that can result
in a satisfactory interest-only loans solution. Once you
have chosen to receive an interest only loan quote, we will do our
best to match you with a preferred lender specializing in interest-only
loans ranked in the top 5% nationwide. Using us as a referral
source for
interest-only loans will put you in touch with a professional who
can answer all
of your
questions
about this fastest growing segment of the home mortgage market
and, not only does it save valuable time...it's free. The changes
that have occurred in the mortgage business have been mind boggling
and on going. It is our intent stay abreast with interest-only
loan trends and give you all of the tools to increase your purchasing
power and increase cash flow.
Stop the Harassment only ONE Call No SSN Required It's Free, No Obligation Fixed and Interest-Only Rate Quotes
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Let us help you determine if refinancing is right for you. We'll be glad to discuss any refinancing questions you may have.Also know if a cash-out refinance makes sense, get a free value analysis!
Interest-Only Loans.com is
a no nonsense link for people who want to capitalize on the knowledge
and expertise of a select group of qualified, licensed professionals
that can help you understand and benefit from the value of interest-only loan
products. We understand that there is only so much information
that can be derived from an on line resource so, we highly recommend
that you apply to an interest only loan specialist today. You
will be under no obligation and any questions or comparisons can
be resolved by an expert in interest-only loans.
Please keep in mind that if it is an interest only loan you are after, we are
your best websource. And, in an effort to provide you with the best online service available, we
have asked our referred lenders and brokers be able to provide you with most
other mortgage products in the market today. So, the time you spend filling
out your request will not be wasted if you decide the interest only loan route
is not quite right for you.
WEBSOURCE REQUEST
A QUOTE • 5
YEAR INTEREST ONLY JUMBO LOANS NOW AVAILABLE!!
Note: WebSource Interest Only Credit
Applications available for loans in: Alaska Alabama Arkansas
Arizona California
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DC Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas
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Missouri Mississippi Montana North Carolina North Dakota Nebraska
New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma
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Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
(AK, AL, AR, AZ, CA, CO, CN, DC, DE, FL, GA, HI, IA, ID, IL, IN,
KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MN, NC, ND, NE, NH, NJ,
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Philadelphia Phoenix Portland Sacramento St. Louis San Antonio San
Diego San Francisco San Jose Seattle Tucson Tulsa Virginia Beach
Washington Wichita. United States Citizenship is not required
to qualify for interest only loans. Resident Aliens
must prove residency, however. Thanks for choosing Interest-Only
Loans. Please don't use the news media as your sole source for
interest-only products. As of this very moment we can, without
hesitation, say that your mortgage needs should be researched
on an individual basis and we can assure you that WebSource interest-only
loan products can make a lot of sense in a well thought out financial
plan.
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Why not speak to a WebSource interest-only loans specialist today. There's no obligation and just maybe interest-only loans could make a
difference
in your lifestyle. The average life of a mortgage is under 5 Years...do you feel so driven by our media that you can't separate the difference between security and a much larger than needed monthly payment? Each loan is an individual scenario not a blanket media event. Interest-only loans is a great option that should absolutely be considered!Sincerely,WebSource Interest-only loans. com
Speak to a mortgage loan professional today for free advice...
The 2010 conforming loan limits for first mortgage loans are:
| Loan limits for: |
2010 |
One-family |
$417,000 |
Two-family |
$533,850 |
Three-family |
$645,300 |
Four-family |
$801,950 |
Please keep in mind that these limits will be changing very soon please call us today to see if your areas limits will be increasing... lower rates for larger loans!
As high as $729,750 in some areas!
Feel Free to give us a call:
1-877-975-6261
Ask about the economic stimulus package approved by congress. The new higher "Conforming Jumbo" loan limits are posted. Apply today and talk to our mortgage professional to find out your county's new limits and how they affect you.
We protect Brokers
First-Time Homebuyer Credit |
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Updated Feb. 2010
Homebuyer Credit Expanded and Extended
The Worker, Homeownership and Business Assistance Act of 2009, signed into law on Nov. 6, 2009, extends and expands the first-time homebuyer credit allowed by previous Acts.Under the new law, eligible taxpayer must buy, or enter into a binding contract to buy, a principal residence on or before April 30, 2010 and close on the home by June 30, 2010. For qualifying purchases in 2010, taxpayers have the option of claiming the credit on either their 2009 or 2010 return.The new law also:
- Authorizes the credit for long-time homeowners buying a replacement principal residence.
- Raises the income limitations for homeowners claiming the credit.
News release 2009-108 has the details, as do two new IRS videos in English and Spanish.Members of the military, Foreign Service and intelligence community serving outside the U.S. should also be awareof new benefits in the law that apply particularly to them.Following is general information for first-time homebuyers who settled on a new home on or before Nov. 6, 2009.
For 2008 Home Purchases
The Housing and Economic Recovery Act of 2008 established a tax credit for first-time homebuyers that can be worth up to $7,500. For homes purchased in 2008, the credit is similar to a no-interest loan and must be repaid in 15 equal, annual installments beginning with the 2010 income tax year.
For 2009 Home Purchases
The American Recovery and Reinvestment Act of 2009 expanded the first-time homebuyer credit by increasing the credit amount to $8,000 for purchases made in 2009 before Dec. 1. However, the new Worker, Homeownership and Business Assistance Act of 2009 has extended the deadline. Now, taxpayers who have a binding contract to purchase a home before May 1, 2010, are eligible for the credit. Buyers must close on the home before July 1, 2010. [Added Nov. 12, 2009]For home purchased in 2009, the credit does not have to be paid back unless the home ceases to be the taxpayer's main residence within a three-year period following the purchase.First-time homebuyers who purchase a home in 2009 can claim the credit on eithera 2008 tax return, due April 15, 2009, ora 2009 tax return, due April 15, 2010. The credit may not be claimed before the closing date. But, if the closing occurs after April 15, 2009, a taxpayer can still claim it on a 2008 tax return by requesting an extension of time to file or by filing an amended return. News release 2009-27 has more information on these options.
General Information
Homebuyers who purchased a home in 2008,2009 or 2010 may be able to take advantage of the first-time homebuyer credit. The credit:
- Applies only to homes used as a taxpayer's principal residence. Reduces a taxpayer's tax bill or increases his or her refund, dollar for dollar.Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.
- For more info: Click Here
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